When employees understand their payslips, their bank accounts, and their loan agreements, they make more informed decisions and bring less financial stress to work.
Most Philippine companies offer payroll services, group insurance, and HMO coverage. Fewer take time to ensure employees actually understand the financial products available to them. A company loan program is only useful if employees understand the interest rate structure and repayment terms before they apply.
Financial stress is a recognized contributor to reduced focus at work. Understanding your financial situation, even when that situation is difficult, is generally less stressful than not understanding it. Education does not resolve financial problems, but it removes one layer of uncertainty.
PureOrbit Digital provides educational content and resources that businesses can use as part of their employee engagement or HR programs. We explain concepts. We do not sell products or provide financial planning services.
Educational sessions and written resources covering credit, savings, and consumer rights. Designed for employees at all income levels and banking experience.
Structured educational content covering specific topics such as reading a loan agreement, understanding a credit card statement, or knowing when and how to file a consumer complaint.
Written guides explaining key financial concepts in plain English. Suitable for HR information packs, intranet resources, or onboarding materials.
Open format sessions where employees can ask questions about financial products and get educational explanations. No personalized financial advice is given, but general concepts are explained thoroughly.
Understanding SSS, PhilHealth, and Pag-IBIG deductions. What statutory contributions mean and how they relate to benefits you can access later.
How Pag-IBIG housing loans work, what the eligibility requirements are, and how the interest rate structure compares to bank housing loans.
The terms of SSS salary loans, how repayment works through contributions, and what happens to the loan balance if you change employers.
The difference between a corporate card and a personal card, liability in different scenarios, and what employees should know before using a company-issued card.
What information banks and lenders can legitimately request, how the Data Privacy Act of 2012 applies to financial data, and how to recognize suspicious requests.
How HMO cards work, what the difference between a limit per illness and an annual limit means in practice, and how to use benefits without unexpected out-of-pocket costs.
Reach out to discuss what topics would be most useful for your employees and how we can help structure educational content that fits your workplace context.
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